State Journal-Register - About a year ago, we switched employers, and with it, our health insurance. Two of the specialist doctors we've seen for years were now out-of-network. After routine follow-up appointments, we received a bill of $2,260 from one and $617 from the other. Since our insurance plan is a health maintenance organization (HMO) with a restricted network, none of the cost of these visits to our trusted doctors were covered. Even though we had anticipated this, seeing the actual bill still
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